1
Start a group, invite on WhatsApp
Share a code or QR. Friends who are not on Groupy yet join as ghosts — you add expenses for them, they claim their spot later.
Shared expenses for the UAE
Split the trip.Settle in AED.
Groupy keeps the ledger — who paid, who owes. Your own bank or Aani moves the money. Built for trips, flats, padel nights and birthdays.
Join the waitlistiOS and Android · English & Arabic
AEDbase currency
0money held by us
2languages, fully mirrored
Three steps, no spreadsheets
Groupy does the maths and the nudging. Nobody has to be the accountant of the trip.
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Log expenses as they happen
Paid in OMR on the road? Groupy converts at a rate locked when the trip started, so the numbers never drift. Split equally or by custom shares.
3
Settle up with the fewest transfers
Groupy simplifies the web of debts into a short list. You pay through your bank or Aani, the person paid confirms, and everyone is square.
Everything a shared ledger should do
Small details that stop the “who owes what” chat from ever starting.
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Rates locked per trip
OMR expenses convert at the rate fixed when the group was created. A trip settles at the rate it was lived at.
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Rounding that adds up
Everyone pays the floored even share; the leftover fils land on whoever fronted the money. Custom splits refuse to submit until the column adds up.
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Ghost members
Add people by name before they install anything. Their balance waits for them.
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Confirmed by the person paid
Marking a transfer paid is not the end. The receiver confirms, so nobody argues about a screenshot.
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Dark mode & Arabic-Indic numerals
Light and dark themes, Western or Arabic-Indic digits. Your ledger, your way.
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A recap when it is over
Trip total, per-person cost, biggest spender, and how many days it took to settle.
Groupy never moves money
We keep the ledger. Every dirham moves through your own bank app or Aani, between you and your friends, the way it already does.
- No wallet, no balance held by us, no top-ups.
- Pay sheet with copy-out IBAN, Aani mobile number, amount and reference.
- Both balance buckets always match — every dirham owed is a dirham someone gets back.
Groupy is not a payment service and never touches your funds.
Fully mirrored Arabic
Not a translated menu. Every screen is laid out right-to-left, amounts stay left-to-right, and switching language is instant — no restart.
الجانبان متساويان دائماً — كل درهم مستحق هو درهم يستلمه شخص آخر.
“Both sides always add up — every dirham owed is a dirham someone gets back.”
Questions people ask
Does Groupy hold or transfer money?
No. Groupy is a ledger. When it is time to settle, you pay through your own bank app or Aani and mark the transfer as paid. The person receiving confirms it.
Which currencies work?
AED is the base currency for every group. Expenses can be logged in OMR and are converted at a rate locked when the group was created. More currencies are on the roadmap.
Do my friends need the app?
Not to be counted. Add them by name as ghost members and log expenses for them. When they join via your code or WhatsApp link, they claim their spot and their balance.
How do you split rounding?
Everyone pays the floored even share. The leftover fils go to the person who paid, so the total always matches to the fil.
Is it available in Arabic?
Yes. Every screen is fully mirrored for right-to-left, with optional Arabic-Indic numerals.
What does it cost?
Groupy is free during the launch period. If that changes, everything you have logged stays yours.
Be first in the group
Leave your email and we will send one message when Groupy is in the App Store and Google Play. Nothing else.
One email at launch. No newsletters.